<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Core -->
  <url>
    <loc>https://hiettbenefits.com/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  
  <!-- Services -->
  <url>
    <loc>https://hiettbenefits.com/services/group-health</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/services/voluntary-benefits</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/services/payroll</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/services/compliance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/services/retirement</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/services/supplemental</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Industries -->
  <url>
    <loc>https://hiettbenefits.com/industries/manufacturing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/industries/banking-finance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/industries/government</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/industries/professional-services</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/industries/agriculture</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/industries/healthcare</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Resources (Blog/Articles) -->
  <url>
    <loc>https://hiettbenefits.com/resources/aca-reporting-2026</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/resources/form-5500-filing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/resources/caa-2021-transparency</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Legal -->
  <url>
    <loc>https://hiettbenefits.com/terms-and-conditions</loc>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://hiettbenefits.com/privacy-policy</loc>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
</urlset>